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First Homes Scheme launched with 30% discount for first time buyers

First Homes Scheme

If you’re a key worker or a first-time buyer hoping to purchase a new build property in your local area, the First Homes Scheme maybe suitable for you.

The government has launched it’s ‘First Homes Scheme’ which aims to provide local first time buyers and key workers with, at least, a 30% discount on new build flats and houses compared to the market price. The same percentage that is discounted will be passed on to future first time buyers – which means that the homes within this scheme will always be sold below market value.

The aim is to provide local residents the opportunity to buy a new property within their local area, where they might be currently struggling to afford market prices.

The First Homes project has initially launched in the Bolsover district, East Midlands, but is set to launch nationwide within the next few weeks. The government has pledged to deliver at least 10,000 homes a year, and more, if the project is successful.

Delivery of the scheme is part of the government’s wider pledge to build one million new affordable and attractive homes and help put home ownership within reach for people across the country.

If you’d like more information on the First Homes Scheme, click here

If you’re considering the First Homes Scheme as an option for homeownership and you’re wondering whether you can afford a mortgage, speak with one of our advisors who can check your eligibility and calculate how much you could borrow.

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Expert Mortgage advice in Uttoxeter, Staffordshire from our qualified, friendly Mortgage Advisers


At KMJ Mortgages we pride ourselves on the excellent customer service we offer to our clients. We are a local, friendly business in Uttoxeter, Staffordshire. We have a wealth of experience and can search thousands of mortgages from more than 90 UK lenders.  At KMJ Mortgages our highly trained team of mortgage advisers, offer a wealth of experience combined with local knowledge. We aim to deliver the highest level of customer service and recognise the importance of communication. Our aim is to support all our clients with all of their financial needs.

Here at KMJ Mortgages we have a wealth of knowledge and experience in the following areas:
•Home Purchasing
•Remortgaging & Product Transfers
•First Time Buyers
•Shared Ownership & Help to Buy
•Self-Employed & Contractors
•Interest Only
•Professional Mortgages
•Buy to Let
•Life & Critical Illness Cover
•Family Protection
•Accident Protection
•Income Protection
•Accident, Sickness & Unemployment Cover
•Buildings & Contents Insurance
•Landlords Insurance
We offer no obligation impartial mortgage advice that searches hundreds of products to find the right mortgage deal to suit your circumstances.
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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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